Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.

 

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.INFO

 

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Got a question about changing my car color and insurance...?

So this past summer I was so close into painting my car into White! But my mom was hating on it, and she told me that if i had changed the color of my car we would had to contact the insurance people... Telling them that the car is getting a color Changed Them having to change some info on the car And the worst part... The insurances goes up? (btw... my car's color is black) So you guys out there... Please help answering my question! would my insurance go up if I change my car's color? I haven't paint the car yet.. maybe till' the spring time since its almost winter time!!! Thanks!

 

 

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Can I cancel my insurance policy?

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Can I change my auto insurance without extra cost.?

I just purchased a vehicle and had to get full coverage insurance. I have been with Safe Auto for over 6months. I changed coverage on 6-24. I have a bill due on July 11. I want to change to a cheaper insurance company would i be able to do this without more charges? Also would I have to pay the bill due on the 11th.

 

 

What are we paying for when we buy car Insurance?

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What is the average car insurance for an 18 year old male who is just starting to drive?

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I only pay for my cellphone bill which is $80 a month. I still live at home and i'm 20 years old. I will be making a lot more money within the next year. The car i want is a 2011 gti base model, which is top 10 in consumer mag for most reliable, practical, fuel efficient vehicles for this year. I want to drop $5k down which will be around $350 a month, but the insurance is $190 a month since i'm only 20. I've driven two used cars and they are just a headache and so i want to drive something fun, practical (4dr) and fuel efficient. Is this a good look?

 

 

Tour guide car insurance?

I am thinking of setting up a new business where I would offer car tours of the Cotswolds, I was wondering if there was any special car insurance (or/and other insurance/licenses) that I would need? I have Nissan x-trail 04 number plate. I have been on comparison websites, put in my occupation as travel and tourism then tour guide and it comes up with lots of quotes, but when I ring them to confirm that they are actually covering the correct things they say that they don't cover it. So does anyone please have any specific things that I will need in order to be fully/properly covered? Note: Everyone tour I do is pre-booked, I can not be 'hailed' on the street to do a tour, so I am not a taxi.

 

 

If I have an insurance plan that costs $900 a month, with a $50 co-pay, and $10000 deductable?

how does that work when I go to the doctor? I just asked the same question, but I worded it all wrong, I think. So, I go to the doctor with strep throat and my co-pay is $50 and I have a $10000 deductable. How much will I actually pay? Logic tells me that with a deductable, like car insurance, I would pay for the entire office visit cost, since it would obviously be less than $10000. And a $25 co-pay for prescriptions! So, with that said, I would be paying a monthly payment of $900, the $50 co-pay, and the visit bill. I understand that insurance is for when really bad things happen, but geez. Is this really what people pay? We've been without insurance for 4 years and pay about $30 and office visit (by paying cash) and go to Publix and get $4 prescriptions. Please, someone expain this to me. Do you pay this expense simply because of the possibility of something bad happening?

 

 

Do I really have to disclose everything for a life insurance quote?

My wife has a family history of cancer which is causing my life insurance quote to change from $100 a month to $300. Do I really need to disclose this info to the companies, or should I not tell them as they would need permission anyway to check history and doctors records???

 

 

How much would my car insurance cost?

I'm trying to find about how much my car insurance would cost and none of the insurance website would give me a quote for some reason. I'm a 17 year old female who has a 2003 saab 9-5 (4 door) who's never been in an accident and who took drivers ed.

 

 

Should I have full coverage or liability only for car insurance on a 1997 Honda Accord?

The car is in very good condition with no major problems. The car is almost 13 years old but the re-sale of Honda cars are supposed to be good.

 

 

How much would insurance cost for a subaru impreza?

I was wondering how much insurance would cost on a 2004-2006 subaru impress 2.5 RS. Not the wrx sti just the RS with the 2.5l 4 cyl. Without a turbo. How much would it cost for a new driver (between 16 and 18 years old) for full coverage on one of these cars. I would like number answers if possible. Thanks.

 

 

Collingwood Drivers Insurance?

I'm currently looking to get provisional driving insurance with this company and was wondering do I also need a full insurance policy alongside the provisional one with this company, Can not find any information about it thanks

 

 

Car insurance commercial ideas?

i have to make a script for a commercial about car insurance and i need some ideas of what to do.

 

 

I can't get car insurance because of where I live what can I do?

I am 17 (boy) and passed my test on 15.08.2013 and I cannot get a quote under 4000 because of where I live. Don't try saying its my age or the car I want (Mini One 1.6l) because they seriously don't change a lot. I've tried every car possible with a 1.4l and lower engine and the prices don't go below 4000. If I change the address to my friends house who lives like 2miles away the price goes down to 2700 and if I change the address to my Nans address who only lives 15minutes away it goes down to 1500. I am seriously thinking of putting my Nans address down for insurance because there is no other way I can see myself driving and I know it's insurance fraud but how else am i suppose to get f***ing insurance. Someone please help and don't just tell me stuff I already know.

 

 

Which auto insurance company is better? Geico or Mercury? Please share your personal experience.?

Which auto insurance company is better? Geico or Mercury? Please share your personal experience.?

 

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.

 

Question regarding car insurance?

Hi, My car insurance runs out on the 26th March, does that mean I can still drive it on the 26th(that day)? until 23:59? Also, I will be going on holiday from 28th March to the 7th April, can I just leave my car on my driveway during this time and renew my car insurance once I'm back home? It has got MOT and road tax. UK answer not US. Thanks.

 

 

How do I fight an auto insurance company's liability decision?

I was T-boned by another driver who I believe rolled through a stop sign and could not have been paying attention to the road. It was a four-way stop intersection, and the insured ...show more

 

 

What is cheapest 33bhp bike to insure?

Hi , I'm 16 and 17 soon and thinking of taking my A2 bike test which will restrict me to 33bhp i know i can buy a big bike and get it restricted but not all insurance companies cover that and the one's that do are rip off's. so does anybody know the cheapest 33bhp bike to insure, i would like it to be a 250cc or over because 125cc are to slow for motorway or modified till the insurance don't mean nothing. Thank you .

 

 

How much would it cost me to insure a ford focus st 06 plate?

Im only 17, my 18 birthday is coming up and i only need a bit of money to buy a focus st, i really need to know how much insurance would be since i am only 17 wont have the car until 18 though. Dont know if that would make a difference! Would just like to know what price estimated ? Thanks for reading x

 

 

How much for cheap car insurance?

I am a young 17 year old female. I am looking for insurance so i can get my 1993 Lincoln Towncar on the road but I dont know a thing about insurance how much do you think it will cost and which company should I go for.

 

 

How much will insurance cost on a ktm 125 duke at 17 per year?

or month or what ever just need ideas on how much it will cost

 

 

Private Health Insurance options for 62 plus individual?

My aunt (in California) is 63 years old and she has asked me to find a private health insurance for her. I was informed that anyone that's over 62 can't have a private insurance and MUST only use Medi-cal or Medicaid. Is that true? She asked me to check with Aetna, Blueshields, UHC, etc. Any thoughts whether she can get a private insurance from these companies?

 

 

Insurance copay question?

My girl and I each have our own separate health insurance plans through our respective employers, she recently gave birth to our first baby ( we're not married ) She used her insurance plan to cover the hospital fees and we expect to pay about twenty percent of the bill as a copay. Would MY insurance help cover all or part of said copay? I'm guessing it will be about two thousand dollars. Thanks in advance for your help.

 

 

Is it legal for car lot to hold my check from insurance?

I had a wreck a couple weeks ago and told me I could come pick up my check today from insurance. When I got there to fill out the paperwork and pick up the check they told me it wasn't ready and that they will have to send it to the car dealer (Express Credit Auto) so they can take out what I owe and they give me whats left which I do not have a car now and the check was to get me another car, which I told them and all they said was to use what is left to get another car by them. Which I just want my check so I can get my car, I told them I will still be paying my bill for the car but they then said it is illegal for the insurance to give me the check when they hold the lien to the car. I don't know what the legal side is, can anyone help me??

 

 

What kind of insurance company do I go through to insure a rock show?

Setting up a concert through a venue and they require me to have insurance, in case something happens like someone gets hurt or the venue breaks apart. What kind of insurance am I supposed to go through? Who should I call?

 

 

How much would insurance be on a dodge stealth?

i am going to be sixteen and i may be buying a 92 stealth and i need to know how much insurance would be. it is only a 5,000 dollar car. but the speed meter goes to 160mph.

 

 

Am I paying too much for auto insurance?

I'm a 21 year old female and and I'm on my mom's insurance plan. I drive a 2002 pontiac grand prix and I pay $200 a month for full coverage with allstate. I don't have the greatest driving record by far. I've only been driving for 5 years and I've had 2 speeding tickets, 2 at fault accidents, and 1 non at fault accident. My last accident was in 2009. Unfortunately, I was driving through virginia and got a ticket yesterday. I'm just wondering if that price sounds right for my insurance. Is there a company that offers lower priced plans? Is there anything I can do to lower it?

 

 

How to get car insurance / insured for a 17 year old driver 1.0l car HELP!! PLEASE 3000- price quote?

hi guys, i really need some help with this one: i passed my driving test last week and need to get insurance for my 1.0 l VW LUPO i have been on GOCOMPARE, COMPARE THE MARKET, MONEY SUPERMARKET, QUINN DIRECT ETC but the least i have been quoted is 7500!! how ridiculous PLEASE CAN YOU HELP!! I NEED INSURANCE THAT WILL BE 3000 OR LESS so if any one can help please do please dont post about how you got cheap car insurance 3 years ago because it is not helpful, times have changed as my brother got insurance on a 1.4 focus for 1600!! PLEASE HELP GUYS IM DESPARATED

 

 

Why are car insurance quotes on comparison sites so high?

I'm almost 17 and I'm hoping to learn to drive and buy a car, I was looking on some comparison sites to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the quotes were ridiculously high? I know being 17 will mean expensive insurance but this was really expensive, they said the cheapest was around 6000 for third party. This is really high because I know loads of people who drive at 17 and their insurance ranges from 1800-3000. So, why is it so high and will it actually be this price when I come to pay the insurance?

 

 

Whats the cheapest insurance company to go with?

Whats the cheapest insurance company to go with?

 

 

Why my car insurance coming so expensive?

I am in leeds and thinking of buying a car but when i am searching all comparison websites its coming about 1000 pounds a month. I have 3-4 yrs expierience in driving in USA and i was paying there like 30 pounds per month. I talked with insurance company and they are saying that because i just came to UK as well as have international licence its coming that high my car comes in group 17 of insurance. Any other solutions for these? if people are new here i dont think they are paying these much every month Please if you know any good agent who can reduce these let me know. Else can i take insurance from usa or my home country India?

 

 

Does anyone know a company that will give homeowners insurance if you own a pit bull?

I'm looking for a insurance company that will insure homeowners insurance if I have a pit or pit mix in Upstate NY

 

 

Whats the cheapest quote you have gotten for your car insurance?

were you happy with the quote? what company was it with? are u still with that company?

 

 

Cheap Auto insurance?

I got my G2 about 3 weeks ago, and i am trying to find a insurance company in the GTA that offers insurance for a primary driver for a low price. I am a teen and I would be driving a 2001 volvo S80 2.9L

 

 

What is the cheapest car insurance in los angeles, ca?

What is the cheapest car insurance in los angeles, ca?

 

 

Car Insurance problem?

Yesterday my dad was in a car crash but thankfully no injury. The victim who crashed into our car had escaped and dashed off bout 6miles. The point of this story? The victim had stolen a car from a rental place and had been driving really fast probably. Figuring that this guy has no money and insurance, can not pay for the damage of my car. (I had bought it about a year ago, and used car) It seems Like we would have to pay 1mill yen (Japan) for this whole crap. Obviously this does not seem right at all, and should not be paying anything at all! Our insurance covers the accidents we get into, but not the damage of our car. So that means, our insurance doesn't cover it, the victims or the company (toyota) might not be covering it either. This case is rare supposedly and we're still figuring it out. And their on a hunt for this guy so hopefully we'll see what he has. Can you hear me out on this one? Can you give me things that might question this case? thnx a lot

 

 

What insurance group?

I'm interested in the Mazda RX8 but would like to know the insurance group without having to go for a quote. I'm not looking at a specific car just love the cars and am interested.

 

 

Car insurance for 18 y.o. good driver Honda Civic or Honda Fit?

Car insurance for 18 y.o. good driver Honda Civic or Honda Fit? Which car will be cheaper to insure for an 18 year old male? 2009 Civic LX Sedan 2009 Fit Base Hatchback He is a very good driver and has no infractions, we live in a low crime area. Thank you! Would just like to know which would be cheaper to insure.

 

 

Does term life insurance fall under Obamacare and if not, what IS available to provide for my family?

I have a potentially fatal disease and want to buy term insurance to leave something for my family. I'm hoping this pre-existing condition will not cause me to be denied, but if it would, is there another type I can buy under Obamacare? Thank you.

 

 

What happens if I'm driving someone else's car and it doesnt have insurance?

I have insurance but the car I was in doesn't. Is there a way out of this?

 

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.

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